Job Title: Credit Officer
Employer: UGAFODE Microfinance Limited (MDI)
Location: Jinja, Lira, Mbarara, Ntungamo, Mbale, Mpigi, Rukungiri, Sembabule, Ibanda, Ishaka, Lyantonde, Rushere, Kagadi and Kyotera, Uganda
Reports to: Credit Supervisor
Duties:
Promotion of products and origination of new clients:
· In charge of marketing of the Individual lending products
· Client mobilization and sensitization on all loan individual loan aspects
· Build and maintain portfolio of quality clients rapidly and consistently to reach target portfolio within assigned period.
· Work closely with community organizations, business associations, and individual entrepreneurs
Conduct loan evaluations according to policies and procedures :
· Develop an accurate evaluation of each client’s capacity and willingness to repay the requested loan.
· Correctly complete loan application and evaluation forms;
· Arrange and undertake business site visits;
· Verify and cross-check all information relevant to the loan application and evaluation;
· Evaluate the willingness and capacity to repay of the client;
· Ensure an appropriate guarantee is in place and documented;
· Determine and present loan terms and conditions to credit committee.
Credit committee member:
Education:
· The ideal candidates for the UGAFODE Credit Officer jobs must hold Bachelor’s degrees in Microfinance or related field
Experience
· Two years experience in Microfinance Institution
· High level of integrity and commitment to excellence
· Good customer service and relational skills
· Excellent communication skills
How to Apply:
All suitably qualified and interested candidates should send their E-mail applications which should include a motivation letter and an up-to-date detailed CV, certified copies of complete academic transcripts and professional certificates. Your applications should include names of three professional referees and a day-time telephone contact. Address them to:
Head of Human Resources,
UGAFODE Microfinance Limited (MDI),
Silva Arcade, Plot 62 Bombo Road,
P.O. Box 30815, Kampala. Uganda
Email to: recruitment@ugafode.co.ug (Please indicate the position you are applying for)
Deadline: 26th June 2017